An individual who owns an insurance policy. Bloomberg Financial Dictionary
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policyholder pol‧i‧cy‧hold‧er [ˈpɒlsiˌhəʊldə ǁ ˈpɑːlsi ˌhoʊldər] also policy holder noun [countable] INSURANCE LAW
someone who has an insurance policy:
• The policyholder must inform the insurance company of any change of address.
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policyholder UK US (also policy holder) /ˈpɒləsiˌhəʊldər/ noun [C]
► INSURANCE a person or group that has made an agreement with an insurance company that it will provide insurance against particular risks: »
The sickness cover pays out a lump sum if the policyholder is diagnosed as suffering from a serious illness.
Financial and business terms. 2012.