Akademik

mutual
mutual mu‧tu‧al [ˈmjuːtʆuəl] adjective [only before a noun]
FINANCE relating to financial institutions, for example some insurance companies and, in Britain, building, where there are no shareholders but where investors receive their share of profits in other forms:

• The insurance company plans to drop itsmutual status to become a public company.

— mutual noun [countable] :

• In insurance, two forms of companies coexist in the UK, mutuals and public liability companies.

— see also demutualize

* * *

Ⅰ.
mutual UK US /ˈmjuːtʃuəl/ adjective [before noun]
used to describe something that is done or felt by all or both people in a group: by mutual agreement/consent »

He has now left the company by mutual agreement.

mutual benefit/advantage »

Firms often do business together for purposes of mutual benefit.

mutual respect/understanding/interest »

Ours will be a partnership based on fairness and mutual respect.

»

a mutual decision

FINANCE used for describing a financial organization that is owned by its members, rather than by shareholders: »

We are a mutual building society and that means we can pay good savings rates to customers instead of paying out dividends to shareholders.

Ⅱ.
mutual UK US /ˈmjuːtʃuəl/ noun [C] FINANCE
(also mutual company) a financial organization such as a building society that is owned by its members, rather than by shareholders: »

Some mutuals converted to banks.

See also DEMUTUALIZE(Cf. ↑demutualize)

Financial and business terms. 2012.