A creditor's measure of a consumer's past and future ability and willingness to repay debts. American Banker Glossary
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The condition in which the risk of default on a debt obligation by that entity is deemed low. Bloomberg Financial Dictionary
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if a country, business, or individual is creditworthy, they are in a good position financially and have a good record of paying back loans on time, so institutions can lend money to them with confidence that the money will be paid back:
• Banks are reluctant to lend except to the most creditworthy borrowers.
— creditworthiness noun [uncountable] :
• There were doubts about the airline's creditworthiness following reports that it was having difficulty repaying some of its loans.
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creditworthy UK US /ˈkredɪtˌwɜːði/ US /-ˌwɝː-/ adjective
► FINANCE used to describe a person, business, or government to which financial organizations are willing to lend money: less/more/most creditworthy »
During a credit crunch, banks are reluctant to lend except to the most creditworthy borrowers.
»Pawnbrokers are popular with those not considered creditworthy enough to be granted bank accounts.
creditworthiness /ˈkredɪtˌwɜːðɪnəs/ US /-ˌwɝː-/ noun [U]
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Your credit report includes your credit score, which gives lenders an instant picture of your creditworthiness.
Financial and business terms. 2012.